BinViral.com is committed to respecting your privacy and protecting your data. This Privacy Policy explains how we collect, use, store, and protect your information when you use our website.
By accessing BinViral.com, you agree to the terms of this policy as well as our Terms of Use.
1. About BinViral.com
Our goal is to provide educational information about financial products, including explanations about credit cards, loans, and financial tips. We do not offer any financial products, only informative content.
The site is free and does not ask for any payment from users. If you receive any request for payment on our behalf, please contact us immediately by email at [email protected].
2. Data Collection and Use
2.1. Data collected automatically
We only collect non-identifiable data, such as browsing behavior within the website, pages accessed and time spent on the website. This helps us improve the user experience.
This data is collected through cookies and analytics tools, such as Google Analytics. You can manage cookies directly in your browser settings.
2.2. Data provided by the user
If the user actively registers on the website, we may collect name, email and telephone number to send communications.
If you choose to provide this data, it may be used for:
- Sending content and newsletters by email;
- Sending messages by SMS;
- Sending of push notifications (if the user accepts to receive them).
The user may, at any time, cancel the receipt of these communications by clicking “Unsubscribe” in the email received, by replying “EXIT” to an SMS or by deactivating push notifications on their device.
3. Ads and Tracking
Our website displays ads provided by Google AdSense/AdX, which may be personalized based on your browsing history.
Google uses DART cookies to serve you relevant ads. If you wish, you can opt-out of this tracking by visiting the page: Google Ads Policy.
BinViral.com does not have direct access to the ads displayed to each user, as this process is managed by Google.
4. Information Sharing
We do not share your personal data with third parties except in the following cases:
- To comply with legal obligations (such as requests from courts or competent authorities);
- When necessary for the functioning of the website (e.g. hosting providers or email and SMS tools).
5. User rights (according to LGPD)
According to the General Data Protection Law (LGPD – Law 13.709/2018), you have the following rights over your personal data:
- Access and request a copy of the information stored;
- Request the correction of incorrect or outdated data;
- Request the deletion of your data, when applicable;
- Revoke consent for the use of your data at any time.
If you wish to exercise any of these rights, please contact us by email: [email protected].
6. Information Security
We take steps to protect stored data, but no security method is 100% foolproof. If we detect any security incident that could compromise your data, we will take steps to minimize it and inform affected users if necessary.
7. Minors Policy
Our website is not directed to anyone under the age of 18, and we do not knowingly collect data from children or teenagers.
If you identify that a minor has provided data to BinViral.com, please contact us so we can delete this information.
8. Disclaimer
BinViral.com is not responsible for financial decisions made by users based on the content made available on the website or in the communications sent.
The content of the emails, SMS and push notifications sent by BinViral.com is for informational and promotional purposes only and may contain errors, inaccuracies or be out of date. The user acknowledges that he/she must validate any information before making financial decisions.
The user waives any right to compensation for moral, material or financial damages arising from the use of the website, the content sent by email, SMS or push notifications, or the inability to access the service.
BinViral.com is not responsible for failures in sending messages or for any inconvenience caused by receiving them, including, but not limited to, messages received outside the expected time, delivery failures, or any discomfort generated by the content sent.
BinViral.com reserves the right to send (if the user has chosen to receive our promotional content) content that is of best interest to BinViral.com and not only to the user.
9. Changes to this Privacy Policy
We reserve the right to update this Privacy Policy at any time. Any changes will be communicated on this page and will be valid from the date of publication.
If you have any questions or require further information, please contact us by email at [email protected].