BinViral.com is committed to providing educational content about financial products, including information about credit cards, loans, and financial tips. We do not sell financial products or services, we only provide informative content to assist in decision-making.
By accessing BinViral.com, the user declares to have read, understood and fully agreed with these Terms of Use and with our Privacy Policy, available at binviral.com/politica-de-privacidade/.
1. Acceptance
1.1. By accessing and using BinViral.com, the user declares his/her agreement with these Terms of Use and with the Privacy Policy, being the reading of both his/her sole responsibility.
1.2. If the user does not agree with these Terms, he/she must immediately cease using the website and its contents.
2. Contact Us
2.1. The user can contact BinViral.com to clarify doubts, report problems or make suggestions via email: [email protected].
3. User Responsibilities
3.1. BinViral.com only provides informational content about financial products. We do not broker transactions, make loans, issue cards or sell financial services.
3.2. The user is solely responsible for the financial decisions made based on the information available on the website and acknowledges that he/she must validate any information directly with financial institutions before making any decision.
3.3. BinViral.com may provide links to third-party websites, where the user can contract products or services directly with the advertised companies.
3.4. BinViral.com is not responsible for transactions carried out on third-party websites, nor for the privacy policy, terms of use or security of these websites. The user must carefully read the terms and conditions of any external website before providing their data.
3.5. BinViral.com is not responsible for viruses, malware, spyware, trojans or any harmful software that may affect the user’s devices while browsing. It is the user’s responsibility to keep their system updated and protected.
3.6. Sending Emails, SMS and Push Notifications
3.6.1. By providing their data on the website, the user expressly authorizes the sending of communications by email, SMS and push notifications, and may cancel at any time.
3.6.2. BinViral.com does not guarantee the accuracy of the information sent in emails, SMS or push notifications, which may contain errors, inaccuracies or out-of-date information.
3.6.3. The user acknowledges and waives any right to compensation related to the receipt of messages sent by BinViral.com, including, but not limited to:
✅ Incorrect or outdated information;
✅ Delivery failures or delays;
✅ Messages sent at inconvenient times;
✅ Any discomfort generated by the content of the messages.
3.7. Advertising and Advertisements
3.7.1. BinViral.com displays advertisements provided by third-party platforms, such as Google AdSense/AdX.
3.7.2. BinViral.com has no control over the advertisements displayed and is not responsible for the content, accuracy or safety of the products and services advertised.
3.7.3. It is solely up to the user to evaluate the advertisements and check the conditions directly with the advertisers before contracting any service or making purchases.
3.8. Content Disclaimer
3.8.1. The content of BinViral.com is for informational purposes only and does not replace professional advice.
3.8.2. BinViral.com does not guarantee that all information presented is always correct, complete or up-to-date, as financial product conditions may change without prior notice.
3.8.3. The user expressly waives any right to compensation for direct or indirect, moral or material damages, arising from the use of the information made available on the website.
4. Modification of Terms of Use
4.1. BinViral.com may change, supplement or replace these Terms of Use at any time, without prior notice.
4.2. Whenever there are significant changes to the Terms of Use, BinViral.com may notify users by means of a notice on the website or via email.
5. Legislation and Jurisdiction
5.1. These Terms of Use shall be construed in conjunction with the Privacy Policy, both of which shall be governed by the laws in force in the Federative Republic of Brazil, including, but not limited to:
- Federal Constitution;
- Civil Code;
- Consumer Defense Code;
- Marco Civil da Internet;
- General Data Protection Law (LGPD – Law 13.709/2018).
5.2. All disputes related to these Terms of Use or the Privacy Policy will be resolved exclusively in the court of the District of Belo Horizonte, State of Minas Gerais, the user waiving any other forum, however privileged it may be.
5.3. Waiver of Compensation
5.3.1. The user expressly waives any right to compensation against BinViral.com for direct, indirect, incidental, special or consequential damages, including lost profits or financial losses, resulting from:
✅ The use of the information published on the website;
✅ The receipt of emails, SMS or push notifications;
✅ From errors, inaccuracies or outdated information;
✅ The inability to access the website for any reason.
6. Final Considerations
6.1. Your continued use of BinViral.com after any modification to these Terms of Use will be interpreted as full and unrestricted acceptance of the changes.
6.2. If the user has any questions about these Terms of Use, they can contact us by email at [email protected].